Pensus
Pension funds, run with care. Contributions, investments, loans, leavers and statements live in one place, the fund is checked every night, and members get a portal they actually open.
Visit pensus.io
Less chasing. Fewer phone calls. A month-end that closes.
Most funds are run on a ledger, a folder of spreadsheets and a lot of email. Pensus replaces them for single and multi-employer funds. Payroll files are validated before they post, contributions, loans and plan switches wait for a second person to approve them, and every night the fund is checked for missing contributions, unpaid loans and stale valuations.
One platform, three ways in
Fund office and trustees
Run contributions, loans, leavers, distributions and statements from one place, with approvals and nightly checks.
Employers
Upload the monthly payroll file, check it before it posts, and see your people's contributions and loans.
Members
See the pot, the plan, the loan and the likely retirement income, and act on it, in English or Greek.
The questions members phone about, answered on screen
What is my pot worth? What will I retire on? Which plan am I in, and is it right for my age? How much do I still owe on my loan? Members see the answers on their own dashboard, download their statements, and request a loan or a plan switch without filling in a form.
Benefits
Less chasing and a month-end that closes
Two pairs of eyes on every movement of money
A portal members actually open
Members see what they are likely to retire on
Every action on record, with who and when
From the first contribution to the last payment
Pensus follows each member through every event the fund has to handle: joining online, contributing through the payroll file, investing in their plan at the posted price, switching plans, borrowing against the pot, leaving with vesting applied, and retiring with a benefit statement and final settlement. Nothing lives in a side spreadsheet.
What could a pension pot pay each month?
The same projection members see in the portal: in today's money, in a good year and a bad one, set against two-thirds of salary. Change the numbers and see the result at once.
See Pensus on a fund like yours
Pensus runs 7Q Retirement Partners, a defined-contribution, multi-employer retirement fund in Cyprus, from the payroll file to the member portal. Tell us how your fund is set up and we will walk you through the month your team actually runs.